Expert Help for Homeowners. Expert Training for Agents.
Distressed Property Advisors connects homeowners facing foreclosure with certified professionals who specialize in loss mitigation, short sales, and foreclosure alternatives.
890,000+
FHA borrowers currently delinquent
Source: MBA Q4 2025
+32%
Foreclosure filings year-over-year
Source: ATTOM Data Solutions
11.52%
FHA delinquency rate — highest since 2021
Source: Mortgage Bankers Association
Data from American Default's American Distress Index
For Homeowners Facing Hardship
Find a certified advisor who specializes in foreclosure alternatives, short sales, and loan modifications. Every advisor in our directory holds the CALM certification — verified expertise you can trust.
Search by LocationFor Real Estate Professionals
The CALM certification is the most comprehensive distressed property training available today. 12 modules. 40+ tools and scripts. A verified listing in our national directory.
Explore the CurriculumWhy CALM?
The certification that connects expertise to need.
Deeper Than Any Alternative
12 modules vs. SFR's 6-hour survey course. CALM covers loan modifications, forbearance, bankruptcy coordination, short sales, and marketing — in real depth.
View CurriculumBuilt for Today's Market
Post-COVID forbearance rules, FHA loss mitigation changes effective October 2025, current servicer practices. Not recycled 2008 content.
Learn MoreDirectory Listing Included
Certification includes a verified profile in the DPA national directory, connected to homeowner traffic from American Default.
See the DirectoryCurriculum developed by a 20+ year foreclosure industry veteran
Powered by data from the American Distress Index
40+ downloadable tools, scripts, and templates included
The distressed property market is accelerating
Get notified when CALM enrollment opens.